Sunday, April 1, 2012

Obama's insurance requirement not the only mandate

Florida's Attorney General Pam Bondi, left, walks with other states attorneys general down the steps of the Supreme Court in Washington, Wednesday, March 28, 2012, at the end of arguments regarding the health care law signed by President Barack Obama. (AP Photo/Charles Dharapak)

Florida's Attorney General Pam Bondi, left, walks with other states attorneys general down the steps of the Supreme Court in Washington, Wednesday, March 28, 2012, at the end of arguments regarding the health care law signed by President Barack Obama. (AP Photo/Charles Dharapak)

FILE - In this March 28, 2012, file photo Paul Clement, the lawyer representing states opposed to the Patient Protection and Affordable Care Act, talks to media outside the Supreme Court in Washington at the end of arguments on the law's constitutionality. Chances are bleak that Congress would act to restore any parts of the law that the court might strike down, one reason why Justice Ruth Bader Ginsburg told Clement, "So why should we say, it's a choice between a wrecking operation, which is what you are requesting, or a salvage job." She added, "And the more conservative approach would be salvage rather than throwing out everything." (AP Photo/Charles Dharapak, File)

FILE - In this March 28, 2012, file photo Paul Clement, the lawyer representing states opposed to the Patient Protection and Affordable Care Act, talks to media outside the Supreme Court in Washington at the end of arguments on the law's constitutionality. Chances are bleak that Congress would act to restore any parts of the law that the court might strike down, one reason why Justice Ruth Bader Ginsburg told Clement, "So why should we say, it's a choice between a wrecking operation, which is what you are requesting, or a salvage job." She added, "And the more conservative approach would be salvage rather than throwing out everything." (AP Photo/Charles Dharapak, File)

(AP) ? The individual insurance requirement that the Supreme Court is reviewing isn't the first federal mandate involving health care.

There's a Medicare payroll tax on workers and employers, for example, and a requirement that hospitals provide free emergency services to indigents. Health care is full of government dictates, some arguably more intrusive than President Barack Obama's overhaul law.

It's a wrinkle that has caught the attention of the justices.

Most of the mandates apply to providers such as hospitals and insurers. For example, a 1990s law requires health plans to cover at least a 48-hour hospital stay for new mothers and their babies. Such requirements protect some consumers while indirectly raising costs for others.

One mandate affects just about everybody: Workers must pay a tax to finance Medicare, which collects about $200 billion a year.

It's right on your W-2 form, line 6, "Medicare tax withheld." Workers must pay it even if they don't have health insurance. Employees of a company get to split the tax with their employer. The self-employed owe the full amount, 2.9 percent of earnings.

Lindsey Donner, a small-business owner from San Diego, pays the Medicare tax although she and her husband are uninsured. Donner, 27, says she doesn't see much difference between the mandate that workers help finance Medicare and the health care law's requirement that nearly everyone has to have some sort of health insurance.

"My understanding of what is going on in the Supreme Court is that it seems to be something of a semantics issue," she said. "Ultimately, I don't see the big difference. If I am paying for Medicare, why can't I also be paying into something that would help me right now or in five years if I want to have children?"

Associated Press

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